USA Policy

Protecting your privacy is important to us, so we’ve developed a Privacy Policy that covers how we collect, use, disclose, transfer, and store your information. Please take a moment to familiarize yourself with our privacy practices and let us know if you have any questions. Please remember that this Privacy Policy does not cover information that you provide to third parties directly. We encourage you to review the privacy policies of any third party to whom you provide information to understand what information will be collected, and how it will be used or disclosed to others.

This Privacy Policy applies to the services we provide, including marketing, commerce, payment solutions and other related services which we may provide in the future. This Privacy Policy also applies to information which we may collect, or which you may submit to us, through your use of our website or other communications with us. References to “we”, “us” and “our”, refer to IRIS - Payment Solutions, Inc. and our affiliates, subsidiaries and joint venture partners.

What Types of Information does IRIS collect?
IRIS collects Personal Information, Anonymous Information and Aggregated Information.

Personal Information is information that directly identifies or reasonably can be used to identify an individual based on your opting into and supplying such information which may include your name, mailing address, phone number, email addresses, social media information, contact preferences, date of birth, age, nationality, occupation, image, country of residence, preferred contact method and payment information.

Anonymous Information means information that does not directly identify and cannot reasonably be used to identify an individual.

Aggregated Information means information about groups or categories of customers or users that does not directly identify and cannot reasonably be used to identify an individual customer or user.

How does IRIS collect Information?
We may obtain information about you in a number of ways: For example, through our website, contest entries, surveys, transaction records, history of services rendered, public sources, and other sources such as those that provide lists of potential customers. While you visit our web sites to learn about our services without disclosing any information about you, to use our services we will need to collect a minimum of information about you to provide us with billing information, gather data to determine future enhancements to our services, and any other data as may be required by applicable laws.

Contest entries you complete online or at an event or in response to a marketing mailing we send may also ask you to answer some of these same questions so we can tailor what we send to you to your specific interests.

Our website, online services, interactive applications, email messages, and advertisements use “cookies” and other technologies such as pixel tags and web beacons. These technologies help us better understand user behavior, tell us which parts of our website people have visited, and facilitate and measure the effectiveness of advertisements and web searches. We treat information collected by cookies and other technologies as non-personal information. However, to the extent that Internet Protocol (IP) addresses or similar identifiers are considered personal information by local law, we also treat these identifiers as personal information. Similarly, to the extent that non-personal information is combined with personal information, we treat the combined information as personal information for the purposes of this Privacy Policy.

We use cookies and other technologies in mobile advertising services to control the number of times you see a given offer, deliver offers that relate to your interests, and measure the effectiveness of offers. We also use cookies and other technologies to remember personal information when you use our website, online services, and applications. Our goal in these cases is to make your experience more convenient and personal. Knowing someone using your computer or device has shopped for a certain product or used a particular service helps us make our advertising and email communications more relevant to your interests.

How we use Your Personal Information and Aggregated Information
We use the information we collect, including Personal Information, in a variety of ways. For example, we may use some or all of the information, including Personal Information, we collect to:
• Provide our services as described in this Privacy Policy, on our website or in any Terms of Service or Servicing Agreement;
• Inform you about new products or services in addition to the services you have contracted to receive from us;
• Perform research, including research regarding consumer habits, trends and usage analysis of our services;
• Send notices about services which we offer, and products and services offered by our affiliates, subsidiaries and / or business partners;
• Enforce our terms and conditions;
• Comply with legal or regulatory requirements;
• Respond to regulatory authorities and auditors;
• Respond to a subpoena, court order or to establish our legal rights and defend against legal claims or other legal obligations;
• Protect against or prevent fraud/identity theft or other illegal activities;
• Manage risk; and
• Otherwise operate our business as permitted by law.
• We may also use Aggregated Information and Anonymous Information for various purposes such as to perform data analysis and research for the purpose of developing, maintaining and improving our services; to evaluate the helpfulness of our communications; to assess the effectiveness of offers provided by us on behalf of our business partners and other third parties; and to market and advertise our services.

If you submit a job application or resume or send a request via our Website, we use Personal Information to communicate with you and, subject to applicable law, to make current hiring decisions, to make future hiring decisions (applicant information is retained for purposes of future job openings unless an applicant indicates otherwise) and to comply with legal obligations, including regarding hiring and workforce diversity.

Sharing of Personal Information with Third Parties
We share information we collect, including Personal Information, with third parties who assist us in providing our services and performing the activities described under the “How We Use Your Personal Information” heading above.

Whenever we share with third parties who perform services for us or on our behalf, we require them to agree to maintain appropriate safeguards designed to protect the security and the confidentiality of the Personal Information that we provide to them. We also limit their use of the Personal Information to performing the services requested, and limit the circumstances in which they may share the Personal Information with others.

We also may share your information, including Personal Information, with certain third parties (such as government agencies) as necessary to:
• Comply with legal or regulatory requirements;
• Respond to a subpoena, court order or to establish our legal rights and defend against legal claims or other legal obligations;
• Protect against or prevent fraud/identity theft or other illegal activities;
• Manage risk; and
• Otherwise operate our business as permitted by law.
• We may share Aggregated Information and Anonymous Information with third parties for various purposes such as to enable third parties to perform data analysis and research for the purpose of developing, maintaining and improving our services; to assess the effectiveness of offers we provide on behalf of our business partners and other third parties; and to market and advertise third party products and services.

Information you provide to third parties in connection with your use of our services (for example, information you provide directly to our business partners), or when you travel to third party websites using links that appear on our Website, is not covered by this Privacy Policy. We encourage you to review the privacy policies of any third party to whom you provide information to understand what information will be collected and how it will be used or disclosed to others.

We may also use and share your Personal Information, Aggregated Information and Anonymous Information with third parties in connection with a reorganization, sale, merger, or transfer of all or a portion of a business or operating unit.

Protection of Your Personal Information
We take precautions, including administrative, technical, and physical measures, to safeguard your Personal Information against loss, theft, and misuse, as well as against unauthorized access, disclosure, alteration, and destruction. We update and enhance our safeguards to the extent we determine it is warranted and feasible. Please note that no data transmission or storage can be guaranteed to be 100% secure. We want you to feel confident using our services, but we cannot ensure or warrant the security of any information you transmit to us.

Retention of Personal Information
We retain Personal Information to provide our services and to develop, enhance, maintain and augment our services. We will retain Personal Information for as long as we have a business need. When we dispose of Personal Information, we use reasonable procedures to erase or render it unreadable (for example, shredding documents and wiping electronic media). We may retain Aggregated Information and Anonymous Information for as long as we have a business need.

Online Privacy Policy for Children
We do not knowingly collect Personal Information from children under the age of 16 unless we first obtain permission from the child’s parent or legal guardian. If we learn that we have inadvertently collected the Personal Information of a child under the age of 16 we will take steps to delete the Personal Information. You should be aware that our services used by families may be used by minors without our knowledge. Any Personal Information collected as a result of such usage will be associated with an adult Customer or User of our services, and will be treated accordingly under this Privacy Policy.

Changes to this Privacy Policy
We may amend this Privacy Policy from time to time. Use of information we collect now is subject to the Privacy Policy in effect at the time such information is used. If we make material changes in the way we use Personal Information, we will notify you by sending you by posting the updated Privacy Policy to our website. Users are bound by any changes to the Privacy Policy when they use the service after such changes have been first posted.

How To Contact Us
If you have any questions regarding this Privacy Policy, please contact us at: [email protected]

Last Updated March 1st, 2019

Europe

IRIS – Payment Solutions, Inc. comply with PSD2 and GDRP general regulations.

If you would like your personal information removed, contact us at [email protected]

China

IRIS – Payment Solutions, Inc. comply with Peoples Republic of China(PRC) Central Government policies.